You must be familiar with bonds traded in different financial markets. Investors can earn long-term returns by buying bonds from corporate and government issuers. The issuer borrows money from the investors who buy the bonds. While investors can find bonds on stock exchanges, they might explore other options. For instance, investors and organisations explore...
Corporate entities keep searching for financing options to secure capital. Gone are the days when traditional bank loans were the only way corporate entities could secure outside capital. Besides corporate entities, individuals are also exploring new ways of getting funds. In the past few years, private credit has become a reliable source for companies and individuals...
According to the latest report from Life Insurance Council, the private life insurance industry in India has undergone a 35% growth in premiums in March 2023. Moreover, the total growth in premiums for the financial year 2022- 2023 increased by 20%. The benefit of an insurance policy is not limited to providing financial protection...
A car top-up loan is additional financing given over and above one’s existing car loan. It can be a very useful tool for someone requiring urgent cash but like any type of loan, one needs to be careful with debt. Accumulating debt is something that borrowers should always avoid. Managing multiple loans is not...
Getting a house of your own is like a dream come true. The chances are that you may not be able to shell out the entire property amount from your accumulated funds or savings, and you may have to go for a home loan. But there are times when you have steady employment and...
Private and public companies aren’t the only lucrative investment options investors prefer. In today’s world, investors like to keep a tab on diverse investment opportunities, including real estate, government securities, municipal bonds, and more. By exploring different options, investors have a chance to diversify their portfolios and manage risks. Institutional and private investors might...
Credit cards are convenient financial tools that allow us to make purchases with ease. However, it is important to understand that credit card debt can have long-term consequences if not managed properly. While the allure of tapping or swiping for instant gratification may seem like magic, it is crucial to consider the reality of...
Since PayPal came into existence, it has eased the lives of a lot of people, as it is quite convenient to carry out financial transactions. Be it a buyer or a seller on Amazon, eBay, or any other online shopping portal, the ease and quick transfer of money from the buyer to the seller...
Credit cards allow you to make purchases with ease. Not only this, but they also allow you to build your credit score, make expensive purchases and meet your emergency expenses as well. One of the most popular credit cards today is the metal OneCard which comes through with a seamless onboarding process. When you...
A personal loan can take care of the varied financial needs of customers – from small or big-ticket purchases to encountering an emergency and financing an event. With easy eligibility criteria, salaried or self-employed individuals can get quick funds using a personal loan. The key factors that impact interest rates on these salaried or...
